fscom News and Events

Jamie Cooke

Jamie Cooke
Managing Director of fscom

Recent Posts

No-deal Brexit – is there a regulatory backstop?

[fa icon='calendar'] 06-Feb-2019 16:35:00 / by Jamie Cooke posted in BREXIT, authorisation, Compliance

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Following another week of inconclusive Brexit debate at Westminster, the prospect of a disorderly, no-deal withdrawal seems, either by accident or design, to be looming larger on the horizon.

It occurs to me that whilst many UK authorised firms have made responsible plans for the migration of their European business, many such plans have reasonably assumed that either withdrawal would be governed by an EU / UK trade deal or that that the agreed transition period to 2020 would apply. Or perhaps both.

I expect that the immediacy of the 29 March is now concentrating the minds of boards in all firms whose applications to European regulators have yet to be approved. In particular, I suspect they will be urgently developing contingency plans for a no-deal Brexit, should one occur. (Download fscom's Brexit Planning E-book here)

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How the “challenger banks” have become the ‘challenged’ banks

[fa icon='calendar'] 28-Jan-2019 10:30:00 / by Jamie Cooke posted in FINTECH, PSD2, challengerbanks

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Better customer service, cleaner user interfaces, simpler language, spending insights and even gambling blocks…digital banks or ‘challenger banks’ as they are commonly referred to, have taken the UK banking market by storm and with features like these, no wonder they are signing up thousands of new customers every day. However, as the large incumbents awaken from their slumber, are they starting to realise they must fight back no matter how much they make light of these new players?

Jamie Cooke, Managing Director of fscom, gives his opinion...

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3 Approaches FinTechs Are Using to Create a Competitive Advantage

[fa icon='calendar'] 04-Oct-2017 12:59:16 / by Jamie Cooke posted in FINTECH, Payment services

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Will Brexit damage the UK FinTech ecosystem?

[fa icon='calendar'] 01-May-2017 20:00:00 / by Jamie Cooke posted in BREXIT, FINTECH

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Many surveys, and there have been a lot recently, try to indicate which city or country is a leading FinTech hub. Time and again New York, London and San Francisco come out on or close to the top. But what impact will will the Brexit decision have on the UK's standing? Will we see it plummet down these league tables? Read on to see my view! 

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