Capital Adequacy Monitoring Tool:

A firm’s capital resources are likely to fluctuate throughout the year, meaning that its capital surplus/deficit will also fluctuate. While the ongoing capital requirement for payment institutions under Method A, B or C will remain static throughout the year, the ongoing capital requirement for e-money institutions under Method D can fluctuate from month to month.

Download our Capital Adequacy Monitoring Tool. This tool illustrates how the various Methods are calculated, and provides a framework for the monthly monitoring of capital adequacy on your firm's balance sheet.